401(k)
Your financial security is important to you, your family and to us as your employer. We want you to feel secure and prepared for life after your career. In partnership with Fidelity, our 401(k) plan is designed to help you plan ahead and feel prepared.
For 2026, you can contribute up to $24,500 into your 401(k) account. If you’re age 50 by December 31, you may contribute an additional “catch-up” contribution of $8,000.
- Traditional 401(k) and Roth 401(k)
- Eligible to join immediately (age 21 and older)
- Max % contribution is 60% (up to allowable dollars by IRS)
- Catch-up contribution available for those 50+ years
- All employees (full-time, part-time, and W2 temporary employees are eligible to contribute to a Fidelity 401(k) retirement savings account
Centric Company Match
- In 2026: Matches 25% of every dollar up to a 6% employee deferral per pay
- Full-time and part-time regular employees are eligible
- Match is determined on a per-pay basis
- Vesting schedule:
| Time at Centric | Vesting Percentage |
|---|---|
| Less than 1 year | 0% |
| 1 year | 0% |
| 2 years | 0% | 3 years | 100% |
From planning to identifying retirement potential gaps to education and human-to-human check-ins, employees can learn how they can achieve what they want in all stages of retirement. To learn more about everything that Fidelity can offer, please click here.
Remember to Establish Your Beneficiaries
It’s important to name beneficiaries for your workplace savings plan. In the event of your death, benefits would be paid according to Plan rules, which might be different from the designation you would choose. Please take a few moments today to name your beneficiaries to ensure that your benefits will be distributed according to your wishes.
Update your beneficiary designations online:
- Log on to netbenefits.com
- Click the Accounts & Benefits
- Select Update your beneficiaries and follow the online
Once you have completed your beneficiary designations, you will be able to view them on NetBenefits®.
Please be sure to review your choices regularly and update them after certain life events, such as a marriage, divorce, birth of a child or a death in the family.
If you have questions, please call the Fidelity Retirement Benefits Line at 800-835-5095, Monday through Friday (excluding New York Stock Exchange holidays), from 8:30 a.m. to 8 p.m. ET, to speak to a Fidelity representative.
IRS 401(k) Maximums
You can contribute up to $24,500 to your 401(k) account. If you are 50 to 59 years old or 64 and older by December 31, you may contribute an additional “catch-up” contribution of $8,000. If you are age 60-63 you may contribute an additional “catch-up” contribution of $11,250.
